Finance Blogs

Discover the best independent blogs about finance on BlogRolly.

Disability Is Expensive at Every Income Level — Raising a child with a disability comes with ongoing costs that show up in every aspect of life, including healthcare, c
It’s Not Too Early to Make Your Holiday Spending Plan — Overspent last holiday season? My husband and I did, so I made a realistic holiday spending plan. I show how to set a ho
Winter Setback: Why Shorter Days Can Cost You More Than Sleep — Shorter days can drain your wallet. In this post I map out the biggest winter budget traps and practical winter budget t
Is a Side Hustle Worth the Family Sacrifice? — A hard truth: our side hustles cost us time with our kids. We dug out of debt, followed Dave Ramsey, and hustled for yea
13 Hard Truths About Blogging as a Side Hustle — Thinking about blogging as a side hustle? I lay out 13 hard truths about blogging as a side hustle, from the long time c
Clear Signs You’re Financially Ahead of the Average American — Wondering if you’re actually ahead of the average American financially? I walk through 7 clear signs you're financially
9 Ways to Get Around the City When Your Car’s Been Totaled — Car totaled and feeling stuck? I walk you through 9 practical, city-friendly ways to stay mobile while you sort insuranc
10 Common Budget Mistakes Smart Earners Make (And How to Fix Them Fast) — Think six-figure paychecks mean financial freedom? I walk through 10 budgeting mistakes smart earners make and quick fix
Are You Unknowingly Throwing Away Thousands in Unclaimed Work Perks? — You might be leaving thousands in unclaimed work perks on the table. Here I walk through how to claim employee benefits
This Monkey Business is Bananas! — Ever seen economists use monkeys and bananas to explain tariffs? I watched Primate Economics, a three video YouTube chan
Looking Youthful on a Budget — Want to keep skin looking younger without splurging? I lay out a budget anti-aging skincare routine that actually works.
What if America’s Wealth was Spread Evenly? — What if America's wealth was spread evenly? GoBankingRates' analysis shows $471,465 per person and $1.89M for a family o
When Will You Become a 401 (k) Millionaire? — Want to know the exact day you'll cross $1,000,000 in retirement accounts and become a 401k millionaire? I used Google S
The Cost to Grow Hair — A vacation photo showed the back of my head and kicked off this experiment. One year hair regrowth update using topical
When AI Takes Your Job — Blogging vanished as AI and Google updates reshaped my income, so I diversified into dog boarding and freelance work. I
The American Dream is Now $5 Million? — Think the American Dream still costs a million? I fell for Investopedia's $5 million American Dream headline and ran the
How To Invest in the Future of AI — Want a practical plan for how to invest in AI without chasing Nvidia? I walk through realistic options, from broad based
The Biggest Market Bubble in 50+ Years — Is this the biggest market bubble in 50 years? I compare Shiller P/E (CAPE ratio) and the Buffett Indicator, show both a
Amazon’s Prime Day Wasn’t A Big Deal — Prime Day was underwhelming this year. My Prime Day deals review explains why I skipped my usual haul post, how Amazon p
How Do You Feel About Gold? — Surprised by gold's sprint from $2,000 to $4,000 an ounce? I revisit why I used to loathe gold and why its 2020s rally m
Where Do Billionaires Come From? — Curious where billionaires come from? In this post I trace self-made billionaire stories, from tech founders like Gates,
Real Estate Investing for Beginners — Looking for real estate investing for beginners that is practical and honest? A phone call with a college friend turned
My Lifestyle Inflation Over the Years — 34 inches of snow shut our town down, so here is my confessional on lifestyle inflation and retirement spending from Laz
Odds and Ends — Snow, renovations and Bitcoin dips all in one week. In this February 2026 odds and ends post I cover my small dollar Bit
Your Library May Save You Hundreds a Year — Want to save hundreds a year? My local library rescued my wallet twice in two weeks. It gave me free digital subscriptio
The Seven Minute Oscar Short on Retirement That Broke Me — A seven minute Oscar short broke me. Retirement Plan animated short review and a short film about retirement that felt l
I’ve Automated My Entire Life. Do I Still Exist? — What happens when everything runs itself, even your emails? In this April Fools post I admit I automated money the smart
Should We Pay Taxes This Year? — Ever wondered if it's worth paying taxes this year? I lay out why I still pay, while calling out IRS workforce cuts, the
You Are Not Failing: Navigating Student Loan Debt, Mental Health, and Wage Garnishment — Not failing, just navigating a broken system. As a former nonprofit worker turned financial strategist, I walk Black wom
Master of None — Want to invest like a family office without being a billionaire? I revisit the Family Office Strategy and show how to bu
FIRS – The FIRE Funds Wealth Builder ETF — Surprising find: the FIRS FIRE Funds Wealth Builder ETF looks like a Golden Butterfly clone with bitcoin and trend follo
Pension Funds — Here’s a frustrating truth: workplace pension choices are broken and most people scroll past them. In this post I react
Why Your Brain Hates Good Investment Strategies — Ever felt punished by a winning strategy? I explain why investors hate managed futures, positive skew explained, and how
Retirement Spending Rules — What if underspending is a retirement failure? I argue exactly that and offer clear retirement spending rules you can ac
The Economics of Trust — Picture wiring €195 million to a stranger after a phone call. In this post I unpack the economics of trust and the infra
Stacking, Diversifiers and Responders — A neat thought experiment: 100% ACWI, 50% trend following and a 100% notional tail hedge. Here I summarise the paper, ex
The Diversification Trap — Is gold really free diversification after its big run? I tell the story of why piling into gold now can be a diversifica
The Toilet Paper Portfolio — Question: does a 1% AUM fee really flush your retirement away? On Twitter the AUM fee debate rages, but Michael Kitces'
I am Sick of It — Enough of AI slop in personal finance. I rant about copy-paste ChatGPT replies and why a shallow trend following explain
Lack of discERNment — Three guys sent Big ERN's Early Retirement Now post to me and my phone lit up. My three step conviction test is public j
Ergodicity Economics — Ever wondered why getting rich feels impossible? Here I break down ergodicity economics in plain language, showing how m
The Cost of Certainty — Want a guaranteed €1 million in 12 years? I show why certainty costs about 15% and why a defined benefit style dynamic a
Total Portfolio Approach — Ever wonder what a -30% drawdown does to your life plans? I argue the classic strategic asset allocation 60/40 is breaki
Annuity Hate — Annuity hate is everywhere in retirement conversations. I explain why investors chase monthly checks from covered call E
Inflation and SWR — Surprising truth: inflation, not market returns, is what crushed 1966 retirees. In this post I connect White Coat Invest
Own Goal — Want to avoid an own goal when saving for university in 15 years? I replayed a podcast case with a €300k couple and a 90
No Diversification — Think diversification is a magic shield? In this post I explain why diversification often looks useless in market sell-o
The Best Countries to Retire In: A Data-Driven Reality Check — Reality check, the Best Countries to Retire In list looks messier once you read the Natixis Global Retirement Index. I u
What is behind the financial success of the casino industry? — Curious why online casinos are so profitable? In this post I unpack the financial success of the casino industry, coveri
How Debt Keeps Workers From Striking: The Research Management Doesn’t Want You to See — Stunning finding: household debt, not laws or automation, explains falling strikes across six countries from 1970 to 201