The Math on Investing vs. Paying Off Debt — and Why Bankruptcy Changes the Equation
Bankruptcy changes the equation on invest vs pay off debt. I lay out the full math I have used since 1994, show how Chapter 7 protects ERISA retirement accounts, and quantify the retirement opportunity cost of paying credit card debt versus investing with real scenarios and dollar examples.
Rolly's Take
For the discerning mind that navigates the crossroads of finance with calculated grace. They see the numbers not just as digits, but as stories of opportunity and risk, questioning the status quo while seeking clarity in the complex dance of debt and investment. Here, they find a thoughtful companion, illuminating choices that could redefine their future.