Finance Blogs

Discover independent finance blogs and writers on BlogRolly.

• This Monkey Business is Bananas! — Ever seen economists use monkeys and bananas to explain tariffs? I watched Primate Economics, a three video YouTube chan
• Looking Youthful on a Budget — Want to keep skin looking younger without splurging? I lay out a budget anti-aging skincare routine that actually works.
• When Will You Become a 401 (k) Millionaire? — Want to know the exact day you'll cross $1,000,000 in retirement accounts and become a 401k millionaire? I used Google S
• The American Dream is Now $5 Million? — Think the American Dream still costs a million? I fell for Investopedia's $5 million American Dream headline and ran the
• How To Invest in the Future of AI — Want a practical plan for how to invest in AI without chasing Nvidia? I walk through realistic options, from broad based
• The Biggest Market Bubble in 50+ Years — Is this the biggest market bubble in 50 years? I compare Shiller P/E (CAPE ratio) and the Buffett Indicator, show both a
• Amazon’s Prime Day Wasn’t A Big Deal — Prime Day was underwhelming this year. My Prime Day deals review explains why I skipped my usual haul post, how Amazon p
• How Do You Feel About Gold? — Surprised by gold's sprint from $2,000 to $4,000 an ounce? I revisit why I used to loathe gold and why its 2020s rally m
• Where Do Billionaires Come From? — Curious where billionaires come from? In this post I trace self-made billionaire stories, from tech founders like Gates,
• Real Estate Investing for Beginners — Looking for real estate investing for beginners that is practical and honest? A phone call with a college friend turned
• My Lifestyle Inflation Over the Years — 34 inches of snow shut our town down, so here is my confessional on lifestyle inflation and retirement spending from Laz
• Odds and Ends — Snow, renovations and Bitcoin dips all in one week. In this February 2026 odds and ends post I cover my small dollar Bit
• Your Library May Save You Hundreds a Year — Want to save hundreds a year? My local library rescued my wallet twice in two weeks. It gave me free digital subscriptio
• The Seven Minute Oscar Short on Retirement That Broke Me — A seven minute Oscar short broke me. Retirement Plan animated short review and a short film about retirement that felt l
• I’ve Automated My Entire Life. Do I Still Exist? — What happens when everything runs itself, even your emails? In this April Fools post I admit I automated money the smart
• Should We Pay Taxes This Year? — Ever wondered if it's worth paying taxes this year? I lay out why I still pay, while calling out IRS workforce cuts, the
• Master of None — Want to invest like a family office without being a billionaire? I revisit the Family Office Strategy and show how to bu
• FIRS – The FIRE Funds Wealth Builder ETF — Surprising find: the FIRS FIRE Funds Wealth Builder ETF looks like a Golden Butterfly clone with bitcoin and trend follo
• Pension Funds — Here’s a frustrating truth: workplace pension choices are broken and most people scroll past them. In this post I react
• Why Your Brain Hates Good Investment Strategies — Ever felt punished by a winning strategy? I explain why investors hate managed futures, positive skew explained, and how
• Retirement Spending Rules — What if underspending is a retirement failure? I argue exactly that and offer clear retirement spending rules you can ac
• The Economics of Trust — Picture wiring €195 million to a stranger after a phone call. In this post I unpack the economics of trust and the infra
• Stacking, Diversifiers and Responders — A neat thought experiment: 100% ACWI, 50% trend following and a 100% notional tail hedge. Here I summarise the paper, ex
• The Diversification Trap — Is gold really free diversification after its big run? I tell the story of why piling into gold now can be a diversifica
• The Toilet Paper Portfolio — Question: does a 1% AUM fee really flush your retirement away? On Twitter the AUM fee debate rages, but Michael Kitces'
• I am Sick of It — Enough of AI slop in personal finance. I rant about copy-paste ChatGPT replies and why a shallow trend following explain
• Lack of discERNment — Three guys sent Big ERN's Early Retirement Now post to me and my phone lit up. My three step conviction test is public j
• Ergodicity Economics — Ever wondered why getting rich feels impossible? Here I break down ergodicity economics in plain language, showing how m
• The Cost of Certainty — Want a guaranteed €1 million in 12 years? I show why certainty costs about 15% and why a defined benefit style dynamic a
• Total Portfolio Approach — Ever wonder what a -30% drawdown does to your life plans? I argue the classic strategic asset allocation 60/40 is breaki
• Annuity Hate — Annuity hate is everywhere in retirement conversations. I explain why investors chase monthly checks from covered call E
• Inflation and SWR — Surprising truth: inflation, not market returns, is what crushed 1966 retirees. In this post I connect White Coat Invest
• Own Goal — Want to avoid an own goal when saving for university in 15 years? I replayed a podcast case with a €300k couple and a 90
• No Diversification — Think diversification is a magic shield? In this post I explain why diversification often looks useless in market sell-o
• The Best Countries to Retire In: A Data-Driven Reality Check — Reality check, the Best Countries to Retire In list looks messier once you read the Natixis Global Retirement Index. I u
• How Debt Keeps Workers From Striking: The Research Management Doesn’t Want You to See — Stunning finding: household debt, not laws or automation, explains falling strikes across six countries from 1970 to 201
• When a Work Stoppage Becomes a Financial Crisis: Every Option on the Table — When a strike leaves you buried in bills, read my honest playbook for a work stoppage financial crisis. I walk through t
• The Debt Trap That Keeps Workers Quiet: How the Cycle Works and How to Break It — This is why debt is a labor issue. I walk through peer reviewed research showing household debt suppresses strikes, shri
• Trapped by Finances? Financial Options When You Can’t Afford to Get Divorced — Feeling trapped because you can't afford divorce? My post shows court fee waivers, legal aid for divorce, mediation and
• Making Good Money but Gambling Put You in Debt? Why High Earners Lose the Most — After 30 years running Myvesta, I've seen high income gambling debt wreck careers and destroy retirement. This post expl
• A Debt Collector Called About My Dead Spouse’s Debt. Here’s What You Actually Owe (and What You Don’t). — Grieving and getting calls from debt collectors? I show exactly what family owes after death, when the estate pays debts
• Chronic Illness Took Your Income and Left You With Debt. Here’s What to Do First — and What Can Wait. — No budget advice will save you when illness takes your income. I walk you through what to do first, with step by step gu
• Financial Infidelity and Sexually Transmitted Debt: The Research, the Signs, and What Actually Works — Hidden debt destroys trust and becomes shared liability. I coined sexually transmitted debt, and I draw on 12 years runn
• Debt and Marriage: The Complete Guide to Financial Infidelity, Hidden Debt, and Recovery — Facing hidden debt feels like betrayal. I pull from 30 years in credit counseling and my own bankruptcy rebuild to expla
• Your Hospital Bill Is Probably Wrong. Here Is How to Fight It — and Every Option If You Cannot Pay. — Got a hospital bill that made your stomach drop? I’ve helped thousands fight medical bills since 1994, and this step-by-
• Debt Snowball vs. Avalanche vs. Bankruptcy: The Comparison Dave Ramsey Never Shows You. — A hard truth: the snowball vs avalanche debate leaves out bankruptcy. I filed Chapter 7 in 1990 and ran a credit counsel
• The Math on Investing vs. Paying Off Debt — and Why Bankruptcy Changes the Equation — Bankruptcy changes the equation on invest vs pay off debt. I lay out the full math I have used since 1994, show how Chap
• Affinity Fraud: How Scammers Target Your Church and Community — and the Red Flags in Every Case — Think your community is safe? I lay out the 5 affinity fraud red flags I found in dozens of financial crime cases, from
• The Bankruptcy Means Test 180-Day Rule: Why Filing at the Wrong Time Gets You Denied — Timing can cost you your Chapter 7. I explain the bankruptcy means test 180-day rule and the 180-day look back, how Curr
• Using Crypto to Pay Off Debt Sounds Smart Until You See These Numbers — Think crypto will erase your credit card debt? Think again. Using crypto to pay off debt is a risky Hail Mary, I run the