Inflation and SWR
Surprising truth: inflation, not market returns, is what crushed 1966 retirees. In this post I connect White Coat Investor and Morningstar, explain sequence of real return risk, show why the 4% rule fails when inflation rises, and why probability-based guardrails and realistic retirement withdrawal strategies matter.
Rolly's Take
For the discerning reader who understands that retirement isn't just about numbers but the reality of living on them. This blog speaks to those with an inkling that financial planning requires more than spreadsheets — it’s about navigating the unseen currents of inflation and volatility with wisdom and vigilance. Here, the essence lies in transforming complex truths into actionable insights, offering a lifeline in a sea of uncertainty.