Goals Blogs

Discover the best independent blogs about goals on BlogRolly.

Retirement Spending Rules — What if underspending is a retirement failure? I argue exactly that and offer clear retirement spending rules you can ac
The Cost of Certainty — Want a guaranteed €1 million in 12 years? I show why certainty costs about 15% and why a defined benefit style dynamic a
Total Portfolio Approach — Ever wonder what a -30% drawdown does to your life plans? I argue the classic strategic asset allocation 60/40 is breaki
Own Goal — Want to avoid an own goal when saving for university in 15 years? I replayed a podcast case with a €300k couple and a 90
Consistency over perfection — Perfection is holding you back. In this post I explain why consistency over perfection beats perfect one-off workouts an
I’m not anti-weight loss, but… — Let me be clear, I'm not anti-weight loss. In this post I explain why weight isn't everything, highlight benefits of exe
I completed the 75 Hard challenge and it wasn’t *exactly* what I expected — Surprising truth, the 75 Hard challenge tested my mind more than my body. As a fitness instructor and working mom with a
The Hidden Symphony: Determination and Consequence on the Path to Achieving Goals — Curious why willpower often fails? In this post I unpack the difference between willpower and determination and explain
5 Reasons Why Online Dating is Not What it Seems... — Online dating is overrated and often soul destroying. As a psychologist who has been on dating apps, I explain five reas
Making Good Money but Gambling Put You in Debt? Why High Earners Lose the Most — After 30 years running Myvesta, I've seen high income gambling debt wreck careers and destroy retirement. This post expl
Debt Snowball vs. Avalanche vs. Bankruptcy: The Comparison Dave Ramsey Never Shows You. — A hard truth: the snowball vs avalanche debate leaves out bankruptcy. I filed Chapter 7 in 1990 and ran a credit counsel
Here’s How Your Ebike Can Pay For Itself — You can earn back an ebike fast. I show exactly how your ebike can pay for itself using DoorDash, Uber Eats and other gi
I’m Always Paying Myself For A New Phone — Paying myself $41 a month makes buying a new iPhone painless. In the post I explain my phone savings strategy, why I upg
The Beauty Of Coast FIRE — Coast FIRE changed how I think about money. After a decade of aggressive debt paydown and front-loading retirement savin
How to Talk About Money with Your Partner: Building Financial Intimacy Together — Tired of awkward money talks? Learn how to talk about money with your partner and build financial intimacy. In this post
The power of low expectations — A quiet night with four cats became an epiphany about the power of low expectations. Then I recount how switching my blo
A man of no ambition — Ever met a salesman with a permanent grin? I tell a true story from the box factory where I worked for my dad, why I tur
Mastering the abundance mindset (and changing your money blueprint) — Struggling with a scarcity mindset? I recount forty-nine years of habits, a therapist breakthrough and a costly home pro
How to be happy and lead a meaningful life — Want to know how to be happy and lead a meaningful life? I walk through practical, research backed steps from Aristotle
Habits of the wealthy: What do rich people do differently? — Curious why some people get ahead while others stay stuck? I tell my story of growing up poor, then share practical mone
Time is more valuable than money — A Halloween tradition had me writing about planning for death, and this one is personal. Losing my friend Sparky after d
Geographic arbitrage: How we used geo arbitrage to pursue our dreams — Howdy. Want to stretch your paycheck with geographic arbitrage? I share how moving to Mexico, living in no-income-tax st
Big wins: The quickest way to wealth — Want faster progress toward financial independence? I explain why big wins are the quickest way to wealth and map the fo
Is it better to rent or buy? How to know when renting a home makes sense — Confused about rent vs buy? I walk through a practical rent versus buy decision method using the price-to-rent ratio. Yo
How I learned to stop feeling hopeless about money — From sleeping in a truck to building an emergency fund, this is how I stopped feeling hopeless about money. I rewired a
Why frugality is an important part of personal finance — Want to escape the hedonic treadmill and stop comparing yourself to others? In this post I explain why frugality is an i
How to get out of debt (without gimmicks or games) — Here’s the no-gimmicks plan I used to get out of debt without gimmicks or games. I walk through how to stop using credit
Wanna Get Rich? Marry a College Grad or Start a Business — Surprising fact: a college degree often raises net worth only when paired with marriage. I ran regressions on the Survey
The Ideal Level of Wealth — Curious what the ideal level of wealth looks like in real numbers? I offer a practical target. Using a U.S. middle class
Why track expenses? — Curious where your cash vanishes each month? In this post I explain why to track expenses and how to do it, from jotting
Just Starting Out – Resources to Help With Money Stuff — Fresh out of college and unsure about saving and investing? I pulled together vetted financial resources for recent coll
The Formula for Success — Want to simplify your retirement planning? In this post I lay out a basic formula for financial success: save 10% to 20%
Are You Really Diversified? — Think 25% in each fund is diversified? Not always. In this post I explain correlation coefficients, why stocks often mov
Know Thyself — Ever notice that a loss feels worse than a gain, especially near retirement? In this post I explain loss aversion and em
What’s Worse? — Which hurts more, losing a high paying job or a modest one? I tell the story of two friends, where the living paycheck-t
What Wealth Means (To Me) — Here's a short poem about the meaning of wealth and what wealth means to me, centered on wealth is freedom and wealth is
Three Things You Should Never Do in Retirement — Want to avoid early retirement regret? Check out my recovered four page Q&A where I lay out three things you should neve
Investing isn’t about money. It’s about freedom — Want freedom instead of a paycheck? I explain why investing is a tool for freedom, not just money. Learn how living belo
The longer you stay invested, the higher your odds of success — Three months is not enough. You’ll learn why long term investing in index funds beats trying to time the market. I use h
How $1,000 a month can grow into $5 million — What if $1,000 a month really could turn into $5 million? In how $1,000 a month can grow into $5 million I show the simp
You Think a Million Is a Lot? Wait Until You See a Billion — Think a million is huge? I use a pixel visual to explain the difference between million and billion, showing a $62M 0.1%
Why Stock Market Returns Are Never Predictable — Markets are messy, and that’s okay. I explain why stock market returns are never predictable, using 2025’s 17.6% and 202
How I Reached Financial Independence by 36 — Imagine retiring at 36 after a startup exit and years of scrappy frugal living. I explain how I reached financial indepe
How to get rich: what makes the biggest impact on your wealth? — Want to get rich? The biggest drivers of wealth are simple, earn more, spend less, and invest early and often. I show wh
4 Ways to Become a High-Value Man — Want to actually become a high-value man who attracts better relationships and sex? In this post I unpack the 4 Ms, Musc
How Do I Get A Life? — Tired of numbing out with Fortnite and weed? I walk through how to actually get a life after college. Honest, practical
11 Conscious Marriage Goals For A Stronger Relationship — Want a marriage that's more than ordinary? I lay out 11 conscious marriage goals for a stronger relationship, from emoti
I’ve Never Been a Long-Distance Runner (And My Career Proves It) — A powerful story for women and mothers learning patience, rebuilding purpose, and breaking free from burnout, self-doubt
Why self-improvement starts with maintenance — Start the year thinking of maintenance, not grand resolutions. I lean on Stewart Brand and his new book Maintenance: Of
The tyranny of targets — A running watch taught me a lesson about the tyranny of targets. I use C Thi Nguyen's The Score and my fitness-tracking